Assistance programs help homeowners who are at risk of losing their homes due to financial difficulties by providing financial support or restructuring loans. Proponents argue that it prevents people from losing their homes and stabilizes communities. Opponents argue that it encourages irresponsible borrowing and is unfair to those who pay their mortgages.
@ISIDEWITH2wks2W
Yes
@9N6DPHN3 days3D
The more homes owned by non whites, the more violence, chaos, suffering and destruction there is in any given area, the more property values are diminished while the quality of life declines. The ownership of property by any one who isn't white should be prohibited by law.
@9N5CK434 days4D
It is not the responsibility of the taxpayers to save you. I do not want govenrment involved because they will inevitably try to control it.
@ISIDEWITH2wks2W
No
@9N6DPHN3 days3D
Homes owned by whites should be kept by those whites and in their families and should go to their immediate relatives. Sheriffs should be required to exercise their authority to prevent asset foreclosure against white homeowners, or else face charge of dereliction of duty by the state governor. If sheriffs refuse to comply, or refrain from pursuing foreclosure on homes owned and occupied by non-whites, they should face criminal punishment, preferably death.
@9N5CK434 days4D
If we had less government involvement in housing, including foreclosures, we'd have fewer problems with the housing market, thus fewer foreclosures.
@LucidLibertarian 7hrs7H
Yes, for those whose financial hardship leading to foreclosure are due directly because of government's policies such as COVID restrictions, high interest rates, causing inflation by uncontrolled spending, etc.
@9NC9GJ211hrs11H
No, unless the foreclosure is due to malfeasance by a financial institution.
@9NBZ2BKLibertarian18hrs18H
No, if the owner is at fault for not paying. Yes if it is due to job loss or other factors like health reasons.
@9NBS7M620hrs20H
Yes, if major events, death, job loss, disaster, etc. Are at the root of foreclosure
@9N9SF9S1 day1D
Yes but they would need to prove why they can't pay their mortgage.
@9N992SC2 days2D
It would depend on what lead to the foreclosure. Poor money management then no. Life altering event such as job loss or hospitalization then yes
@9N92GYS2 days2D
Yes, but only if alcoholism, drug abuse, or irresponsible borrowing aren’t a factor in the foreclosure.
@2NFKLZQProgressive 2 days2D
Depends on the situation. Owning multiple properties should preclude qualifying for assistance.
@9N7S4YJRepublican 3 days3D
It could go either way depending on the situation of the homeowner.
@9N7PGBC3 days3D
If the person is facing foreclosure due to their own faults they should receive no help. But if they’re facing foreclosure due to illness or emergencies and lost work then they should have access to programs that help keep their homes
@9N694LC3 days3D
I feel like they should, only if the person has an actual reason for it and try to get their payments in.
@9N5WBYD3 days3D
Yes, and repossession of homes by financial institutions should be heavily restricted to high earners.
@9N5PMY84 days4D
It depends on the situation such as an accident has caused them not to be able to work that was not their fault
@9N5CVPX4 days4D
I feel like if someone is possibly losing their house because they only have means of getting money from divisibility or any other kind of government assistance the government should help them have a stable living space.
@9MZ7QKH6 days6D
yes as long as it is being used for people who actually need it
@9MYMGYN6 days6D
Yes, based on the circumstances that led to foreclosure. High income families the made risky investments should not be the beneficiary of assistance, but small business owners should.
@9MX26BJ1wk1W
No, but refuse to allow police to be used for enforcement of foreclosure evictions and adopt pro-squatter laws and a Housing First policy
@9MVWJ7B1wk1W
Absolutely, it's essential for the government to offer support to homeowners experiencing foreclosure. Providing assistance in these situations can help prevent individuals and families from losing their homes and facing financial distress. Programs that offer counseling, loan modifications, or refinancing options can be crucial in helping homeowners navigate through challenging times and potentially avoid foreclosure.
@rosetintedarcher 1wk1W
Yes, but this should be reported on their credit reports as a result
@9MTZNC41wk1W
Yes, but only for working homeowners without a criminal history or a history of alcoholism or drug abuse.
@9MTD3CH 1wk1W
Yes, but have someone help them analyze their finances to put them on a better path
@9MS62CQLibertarian1wk1W
Depends on circumstances. If it's like the bank bailout, absolutely. Private citizens ended up getting punished for governmental Muck up. If it's a result from poor decisions, then no.
@9MS2G3M1wk1W
no, unless its a serious matter that the home owner had no part of
@9MRVDQD1wk1W
Yes, as long as the person isn't being convicted for a crime.
@9MQ6KZG1wk1W
Only if they can't physically make the house payment because of an disability, age, or emergency.
@9MPX6ZB1wk1W
This should be an option in case-by-case scenarios but not the norm.
@9MPNYMJ1wk1W
Yes, but only after a careful audit of the homeowner's financial transactions.
@9MNQ2RF1wk1W
Yes. Some people who can't get a job that pays enough, can't continuously pay their rent if they don't have enough money, they need help somehow.
@9MN6C942wks2W
Yes, but only if they are trying to get a job or already have one
@Fearless261 2wks2W
Yes - But only if there is more than 3 years of timely payments on record.
@9MMVMKSIndependent2wks2W
Dependence on worth of house and the persons income. If its where someone cant afford a basic house then yes, but if someones attempting to purposely get a house they cant afford then no the government should not assisted those people.
@9MMH4RL2wks2W
Yes, but only for those homeowners who are truly trying to pay their mortgage, and not being irresponsible with their finances.
@9MMGZ2G2wks2W
yes but only if homeowners are facing foreclosure due to job loss, Medical reasons or a unforeseen situation not caused by themselves
@9MMFML62wks2W
Yes, but if homeowners do not show improvement on mortgage payment in months after receiving financial support/loans, foreclosure should be brought up/implemented
@Dry550Independent 2wks2W
If the homeowners can provide proof that they honestly can’t pay due to excusable circumstances then assistance should be given to them. If evidence suggests that the homeowners squandered money on frivolous purchases, then no assistance should be given
@9MLWTFD2wks2W
Only if they can prove that the recipients didn't squander
@9MLPPWZ2wks2W
They should if the homeowner has a job and a family.
@9MLJ772 2wks2W
Yes, but only under limited circumstances, and for those who are facing forclosure for reasons more legitimate than sheer financial irresponsibility.
@9MLD64CIndependent 2wks2W
i think it depends on the situation because if someone does not have the means to afford the house then no they should not help, however, if they have the means but they were dealing with unforeseen circumstances, then they should receive help.
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